Payday Fantasy deposit and withdrawal methods

Payday Fantasy takes deposits by debit or credit card (Visa, Mastercard, Discover), Apple Pay, Google Pay, Cash App, bank transfer (Pay by Bank or ACH) and Bitcoin. You can cash out to your bank by instant transfer or ACH, to an eligible debit card, or to Cash App. Payday charges no fee on any of them, and withdrawals are paid instantly after approval.

Deposit methods

• Minimum deposit: $5.
• Fees: Payday charges no deposit fee. Your bank or card issuer may charge its own.
• Speed: deposits usually credit instantly, though funds can take one to three business days to fully clear depending on the method.
• Your name: the payment method has to be in your own name and match your verified identity.
• Verification first: the cashier opens once your identity is verified. Stuck? See the identity verification guide.
• Play-through: each deposit has to be used once in Main Wallet entries before it can be withdrawn. See the Play-Through Policy.

You can set daily, weekly or monthly deposit limits any time in your account settings. More in Deposit Limits.

Withdrawal (payout) methods

• Minimum withdrawal: $10, in whole dollars.
• Limit: up to $1,000 in total in any rolling 7-day period, across as many requests as you like.
• Review: every request is reviewed for identity and security (KYC/AML) within 24 hours, often much faster. Requests made before 9am ET go out in that morning's main batch.
• Fees: Payday charges no withdrawal fee on any method.
• Credit cards can be used to deposit but can't receive payouts.
• Your name: payouts have to go to an account in the same name as your verified Payday account.

If your bank doesn't support instant (RTP) payments, the payout goes by standard ACH instead. Weekends and bank holidays can add time to ACH.

How to withdraw

1. Tap your wallet balance, then Withdraw. Enter an amount and tap Submit Request.
2. Wait for approval, typically within 24 hours.
3. Tap Choose Payout Method, pick your bank, debit card or Cash App, and confirm. Your withdrawal isn't finished until you confirm a payout method, and an approved request stays open for up to five days.

Step-by-step guides: How to Withdraw Funds and Withdraw to Cash App.

Using Cash App

Cash App works both ways on Payday. To deposit, choose Cash App in the cashier and confirm the payment in Cash App. To cash out, choose Cash App as your payout method and enter your $Cashtag. There's no Payday fee either way, and each Cash App session lasts 30 minutes.

Double-check your $Cashtag. A payout sent to a $Cashtag you entered incorrectly can't be recovered or reissued. Guides: Deposit with Cash App and Withdraw to Cash App.

What can't be withdrawn

Promo credits and legacy bonus cash cover entry fees but can't be cashed out. Winnings from entries that used them go to your Main Wallet, which you can withdraw. More in how the Payday wallet works.

Deposit and withdrawal FAQ

Can I deposit with Cash App?

Yes. Choose Cash App in the cashier, pick an amount and confirm the payment in Cash App. Your Main Wallet is usually credited instantly.

Can I withdraw to Cash App?

Yes. Once your withdrawal is approved, choose Cash App as your payout method and enter your $Cashtag. The payout is sent instantly to your Cash App balance.

Does Payday accept Google Pay and Apple Pay?

Yes, for deposits. Payouts go to your bank, an eligible debit card or Cash App.

What's the fastest way to get paid?

Instant bank transfer and debit card payouts usually arrive within minutes of approval, and Cash App payouts are sent instantly. Standard ACH takes 1–2 business days. See how long pick'em withdrawals take.

Are there any fees?

No. Payday charges no fee on deposits or withdrawals on any method. Your bank, card issuer or payment app may charge its own.

Full rules are in the Payment Terms and Limitations Policy. Payday Fantasy is available in eligible states to players 18+ (19+ in Nebraska). Play responsibly.