Blog · Oct 1, 2026

Payday vs Underdog: Pick'em Apps Compared

Payday Fantasy and Underdog compared on game types, picks per entry, sports, minimum entry and where to play.

Payday Fantasy · Product

The short answer: if you want drafts and best ball, Underdog has them. If pick'em is what you play, Payday Fantasy gives you up to 10 picks per entry across 12 sports, from $1, plus Survivor contests and peer-to-peer play.

What's the same

Both apps offer pick'em: you pick whether a player's stat lands above or below a projection (Payday calls it MORE or LESS) and combine picks into one entry. Both start at $1 for pick'em, and both can be played on the web as well as on iOS and Android.

Side by side

Payday Fantasy vs Underdog
FeaturePayday FantasyUnderdog
Game typesPick'em (More or Less), Survivor contests, peer-to-peer playPick'em plus draft games (Daily, Best Ball, tournaments)
Picks per entry2–10Up to 8, from at least two different teams
Pick'em entry formatsPick'em entriesStandard or Flex
Minimum entry$1$1 for pick'em
Sports12: NFL, college football, NBA, college basketball, WNBA, MLB, NHL, soccer, tennis, golf, MMA, Counter-Strike 2Site shows football, basketball, baseball, soccer, tennis, golf and more
Where to playWeb, iOS and AndroidWeb, iOS and Android
Where it's live23 states plus DCSee Underdog's site
Deposit methodsDebit/credit card, Apple Pay, Google Pay, bank transfer (ACH)See Underdog's site

What's different

Underdog runs draft games, including Best Ball, alongside pick'em. Payday doesn't offer best ball or drafts; it runs pick'em, Survivor contests and peer-to-peer play. Within pick'em, Underdog entries go up to 8 picks; Payday entries go up to 10. Payday's 12 sports include college basketball, NHL, MMA and Counter-Strike 2.

Who each app suits

  • Underdog suits you if you want drafting and pick'em in one place, especially Best Ball, or you like choosing between Standard and Flex entries.
  • Payday suits you if pick'em is your game and you want room for up to 10 picks, a 12-sport board that includes Counter-Strike 2, and deposits by card, Apple Pay, Google Pay or bank transfer.

Ready to make your picks? Payday is live in 23 states plus Washington, DC. Check eligibility in your state, then download Payday Fantasy on the App Store or Google Play.

FAQ

Does Payday Fantasy have best ball or draft contests like Underdog?

No. Payday doesn't offer best ball or draft contests. It runs pick'em (More or Less), Survivor contests and peer-to-peer play. Underdog offers pick'em plus draft games, including Daily drafts, Best Ball and tournaments, so if you want drafting in the same app, Underdog covers that.

How many picks can I put in one entry?

Payday entries take 2 to 10 picks. Underdog's pick'em page says you can choose up to eight players' stats, with at least two different teams in an entry.

What is the minimum entry on each app?

Both start at $1 for pick'em. Payday entries start from $1, and Underdog's pick'em page states its minimum entry fee is $1.

Can I play Payday Fantasy where I live?

Payday is live in 23 states plus Washington, DC. Check eligibility in your state before you sign up. You can play on the web or in the iOS and Android app.

Facts checked Oct 1, 2026. Underdog sources: https://www.underdogsports.com/ · https://www.underdogsports.com/games/pickem · https://www.underdogsports.com/games/drafts

Must be 18+ (19+ or 21+ in some states). Play responsibly. Need help? Call 1-800-GAMBLER.

← All posts