Blog · Oct 4, 2026

Payday vs ThriveFantasy: Pick'em Apps Compared

Payday Fantasy and ThriveFantasy compared on how you play, sports, states, where to play, deposits and withdrawals.

Payday Fantasy · Product

The short answer: ThriveFantasy and Payday Fantasy are both daily fantasy apps built on player props. Payday is a More or Less pick'em app with entries from $1 and 2 to 10 picks, plus Survivor contests and a Marketplace for copying or fading other players' entries. ThriveFantasy builds entries around player stat lines and adds Versus contests, where you pick which of two players does better.

What's the same

Both are daily fantasy apps for real-money contests on player stats, with iOS and Android apps. Both cover the big US leagues plus MMA, golf, soccer and esports, and both are for players 18 and older (19 in Nebraska).

Side by side

Payday Fantasy vs ThriveFantasy
FeaturePayday FantasyThriveFantasy
How you playPick MORE or LESS on player stat projectionsPick player stat lines; Versus contests pick which of two players does better
Picks per entry2–10See ThriveFantasy's rules
Entry formatsMAX (every pick hits) and FLEX (still pays with a miss)Featured contests, tournaments and leagues, head-to-head
Minimum entry$1See ThriveFantasy's site
Sports12: NFL, college football, NBA, college basketball, WNBA, MLB, NHL, soccer, tennis, golf, MMA, Counter-Strike 2NFL, NBA, NHL, MLB, UFC, PGA Tour golf, cricket, soccer and esports
Copy other playersMarketplace: copy or fade entriesNot mentioned in its App Store listing
Other gamesSurvivor contests, peer-to-peer playVersus contests
Where to playWeb, iOS and AndroidiOS and Android (see its site for web play)
Deposit methodsDebit/credit card (Visa, Mastercard, Discover, American Express), Apple Pay, Google Pay, Cash App, bank transfer (Pay by Bank / ACH), Bitcoin/cryptoSee ThriveFantasy's site
WithdrawalsPaid instantly after approvalPayPal, per its App Store listing
Age18+ (19+ in Nebraska)18+ (19+ in Nebraska, 21+ in Massachusetts)

Which states can you play in?

Payday Fantasy paid contests are live in 23 states plus Washington, DC: Alaska, Arkansas, California, Florida, Georgia, Illinois, Kansas, Kentucky, Minnesota, Nebraska, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Texas, Utah, West Virginia, Wisconsin and Wyoming. Eligibility depends on where you are when you enter, not where you live.

ThriveFantasy's App Store listing says it isn't available in Alabama, Arizona, Hawaii, Idaho, Indiana, Iowa, Louisiana, Maine, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Tennessee, Vermont, Virginia or Washington. State lists change, so check each app before you play.

What's different

Payday keeps one simple game at the center: pick MORE or LESS on 2 to 10 player props, from $1, and choose MAX or FLEX. Around it sit Survivor contests, peer-to-peer play and the Marketplace, where you can copy another player's entry or fade it to take the other side of every pick. ThriveFantasy builds its entries around player stat lines and adds Versus matchups between two players, with tournaments, leagues and head-to-head contests. Payday also takes more deposit methods, including Cash App, Google Pay, bank transfer and Bitcoin/crypto.

Who each app suits

  • ThriveFantasy suits you if you want Versus matchups between two players, or cricket on the board.
  • Payday suits you if you want More or Less pick'em from $1, MAX or FLEX entries, Survivor contests, a Marketplace to copy or fade entries, and more ways to deposit.

Ready to make your picks? Payday is live in 23 states plus Washington, DC. Check eligibility in your state, then download Payday Fantasy on the App Store or Google Play. Current new-player offers are on the Promotions page.

FAQ

Is ThriveFantasy available in Florida?

Florida isn't on the list of states ThriveFantasy's App Store listing excludes, so check the app for your location. Payday Fantasy paid contests are live in Florida for players 18 and older.

How do withdrawals work on Payday?

Request a withdrawal in the app and it's paid instantly after approval. Deposits must be played through once before they can be withdrawn, and bonus cash can't be withdrawn, though winnings from it go to your Main Wallet.

Do I need a promo code for Payday?

No. New-player offers apply when you sign up, and the current ones are listed on the Promotions page. If a friend invited you, enter their referral code at sign-up.

Can I copy other players' picks on Payday?

Yes. On the Payday Marketplace you can copy another player's entry, or fade it to take the opposite side of every pick. Creators earn a commission as bonus cash when others use their entries.

Facts checked Oct 4, 2026. ThriveFantasy source: https://apps.apple.com/us/app/thrivefantasy-fantasy-game/id1240062484 · https://www.thrivefantasy.com/

Must be 18+ (19+ in Nebraska). Play responsibly. Need help? Call 1-800-GAMBLER.

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