Payday Fantasy and ParlayPlay compared on picks per entry, how entries pay, sports, where to play and deposit methods.
Payday Fantasy · Product
The short answer: both apps are More or Less pick'em with a payout you see before you submit. Payday entries hold up to 10 picks, start at $1, and accept more deposit methods, including American Express, Google Pay, Cash App and bank transfer. Payday also runs Survivor contests.
On both you pick More or Less on player stats, each pick carries its own multiplier, and both have an option that still pays with one miss. Both can be played on the web, iOS and Android, and both cover esports alongside the major sports.
| Feature | Payday Fantasy | ParlayPlay |
|---|---|---|
| How you play | Pick MORE or LESS on player stat projections | Pick More or Less on athlete stat projections |
| Picks per entry | 2–10 | 2–9 |
| One miss allowed | FLEX | Insurance, when every pick's multiplier is within a set range |
| Minimum entry | $1 | See ParlayPlay's site |
| Sports | 12: NFL, college football, NBA, college basketball, WNBA, MLB, NHL, soccer, tennis, golf, MMA, Counter-Strike 2 | Football, basketball, NHL, MLB, MMA, tennis, golf, cricket, soccer, esports |
| Other games | Survivor contests, peer-to-peer play | Pools against other players, free-to-play contests, card packs |
| Where to play | Web, iOS and Android | Web, iOS and Android |
| Where it's live | 23 states plus DC | See ParlayPlay's site |
| Deposit methods | Debit/credit card (Visa, Mastercard, Discover, American Express), Apple Pay, Google Pay, Cash App, bank transfer (Pay by Bank / ACH), Bitcoin/crypto | Card (Visa, Mastercard, Discover), Apple Pay, crypto (USDC, USDT) |
The two are close on how you play. Payday fits one more pick in an entry, its FLEX format allows a miss without conditions on the multipliers, and it runs Survivor contests. For deposits, Payday adds American Express, Google Pay, Cash App, bank transfer and Bitcoin.
Ready to make your picks? Payday is live in 23 states plus Washington, DC. Check eligibility in your state, then download Payday Fantasy on the App Store or Google Play.
Payday entries take 2 to 10 picks. ParlayPlay's help center lists 2 to 9 for More/Less.
On Payday, yes. Payday accepts cards, Apple Pay, Google Pay, Cash App, bank transfer (Pay by Bank / ACH) and Bitcoin/crypto.
Facts checked Oct 3, 2026. ParlayPlay sources: https://intercom.help/parlayplay/en/articles/10151937-how-does-more-less-work · https://intercom.help/parlayplay/en/articles/10155242-how-do-payouts-work · https://intercom.help/parlayplay/en/articles/10151915-what-sports-does-parlayplay-offer · https://intercom.help/parlayplay/en/articles/10151987-what-deposit-options-do-you-offer
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