Blog · Oct 3, 2026

Payday vs Chalkboard: Pick'em Apps Compared

Payday Fantasy and Chalkboard compared on picks per entry, entry formats, sports, where to play and deposit methods.

Payday Fantasy · Product

The short answer: Chalkboard and Payday Fantasy both start at $1 and both cover Counter-Strike 2. Payday entries hold up to 10 picks instead of 8, you can play on the web, and the board adds tennis and golf. Payday also runs Survivor contests.

What's the same

On both you call a player's stat projection higher or lower (Payday calls it MORE or LESS), with picks from at least two teams. Both start at $1, both offer live picks during games, and both include Counter-Strike 2 on the board.

Side by side

Payday Fantasy vs Chalkboard
FeaturePayday FantasyChalkboard
How you playPick MORE or LESS on player stat projectionsPick Higher or Lower on player stat projections
Picks per entry2–102–8
Entry formatsMAX (every pick hits) and FLEX (one miss allowed)All-correct mode and Shield Play (1 miss allowed, or 2 on entries of 6+ picks); peer-to-peer Showdowns in some states
Minimum entry$1$1
Sports12: NFL, college football, NBA, college basketball, WNBA, MLB, NHL, soccer, tennis, golf, MMA, Counter-Strike 2NFL, college football, NBA, college basketball, WNBA, MLB, NHL, soccer, MMA, esports including Counter-Strike 2
Other gamesSurvivor contests, peer-to-peer playFree-to-play picks in some states, card pack Pulls
Where to playWeb, iOS and AndroidiOS and Android
Where it's live23 states plus DC40+ states, per its homepage; products vary by state
Deposit methodsDebit/credit card (Visa, Mastercard, Discover, American Express), Apple Pay, Google Pay, Cash App, bank transfer (Pay by Bank / ACH), Bitcoin/cryptoBank transfer via Aeropay, Visa, Mastercard, Discover, Apple Pay, PayPal, Venmo

What's different

Chalkboard entries hold up to 8 picks, and its Shield Play allows up to two misses on entries of six or more picks. Payday entries hold up to 10, FLEX allows one miss, and the board adds tennis and golf. Payday can be played in a web browser, runs Survivor contests, and accepts American Express, Google Pay, Cash App and Bitcoin/crypto.

Who each app suits

  • Chalkboard suits you if you want a format that can still pay with two misses on longer entries, or you're interested in its card packs.
  • Payday suits you if you want up to 10 picks, tennis and golf on the board, Survivor contests and play on the web.

Ready to make your picks? Payday is live in 23 states plus Washington, DC. Check eligibility in your state, then download Payday Fantasy on the App Store or Google Play.

FAQ

Which app has Counter-Strike 2 picks?

Both. Payday's 12-sport board includes Counter-Strike 2, and Chalkboard's app listings include esports such as Counter-Strike 2.

How many picks can I put in one entry?

Payday entries take 2 to 10 picks. Chalkboard's help center lists 2 to 8.

Facts checked Oct 3, 2026. Chalkboard sources: https://chalkboard.io/ · https://helps.chalkboard.io/en/articles/7897940-entries-overview · https://helps.chalkboard.io/en/articles/8987726-shield-play-rules · https://helps.chalkboard.io/en/articles/7897893-minimum-maximum-entry-size · https://helps.chalkboard.io/en/articles/15960097-depositing-funds

Must be 18+ (19+ in Nebraska). Play responsibly. Need help? Call 1-800-GAMBLER.

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