MAX vs FLEX: how Payday Fantasy entries pay out

Every Payday Fantasy entry is a set of player props: you pick MORE or LESS on a stat line, add between 2 and 10 picks, and choose how the entry pays out. That last choice is where MAX and FLEX come in.

MAX: every pick has to hit

A MAX entry pays only when all of your picks hit. In exchange, it carries the highest multiplier for that number of picks. One miss and the entry settles at zero, which is why MAX suits a small number of picks you feel strongly about.

FLEX: room to miss

A FLEX entry still pays when one pick misses. You can miss exactly one pick and still cash, at a reduced multiplier compared with MAX. FLEX is the safer shape for larger entries, where one cold player should not wipe out the whole slip.

Rules that apply to both

• 2 to 10 picks per entry, each a MORE or LESS on a single stat line.
• Picks must come from at least two different teams, and no player can appear twice in one entry.
• Entries start at $1. Payouts are capped at $10,000 or 100x per entry, whichever comes first. Limits can vary by account.
• Winnings are paid instantly after approval. Every withdrawal request is reviewed (KYC/AML) within 24 hours, often much faster; requests submitted before 9am ET go out in that morning's main batch, and later requests are processed in the order received. Once approved, the transfer is instant: instant bank transfer and debit card usually within minutes, ACH 1–2 business days.

Which one should you play?

Think about how correlated your picks are. If you are confident in two or three lines that do not depend on each other, MAX gives you the bigger number. If you are building a five- or six-pick entry across a full slate, FLEX turns one bad break into a smaller win instead of a loss.

New to Payday? The $5 welcome bonus is $5 in bonus cash with no deposit needed — a way to try a MAX entry before you put your own money in. Bonus cash can only be applied to MAX entries, so FLEX entries use Main Wallet funds. One per person, household, or device. Terms apply.

More on building entries: how Picks works and the Payday glossary.