From October 15, 2026, Payday rewards are paid in promo credits. How they work, what happens to your bonus cash, and what stays the same.
Payday Fantasy · Product
From October 15, 2026, every Payday reward is paid in promo credits. Here's what that means.
1 promo credit covers $1 of an entry fee on a MAX entry. Promo credits have no cash value and can't be withdrawn. If an entry made with them wins, you get the payout minus the credits used, paid to your Main Wallet as cash.
On the Promos tab, tick “I opt in to the promotion and agree to its terms.” and tap Opt In. Then build a MAX entry and pick the promo under Use a Promo on your entry slip before its use-by date. One promo per entry. Promo credits can't be used on Survivor, Decks, Marketplace copies, fades or remixes, or same-game entries.
There's no minimum multiplier per pick (bonus cash needed 1.75x). 2-pick entries are capped at a 10x payout.
The welcome offer, deposit matches, referrals (20 promo credits when a friend deposits $10 or more), Protected Play refunds, including Freaky Friday, and Marketplace commissions. Some players will also see Payout Boosts and Free Entry offers.
Each grant shows its expiry date and time, which is 7 days unless the offer says otherwise and never more than 30 days.
Bonus cash you already hold keeps working under its old rules until 11:59 p.m. ET on January 15, 2027. After that, any unused bonus cash expires.
Deposits still need to be played through once in qualifying Main Wallet entries before you can withdraw. Promo credits don't add to that. See the Play-Through Policy for what counts.
Full details: What are Promo Credits? · Terms and Conditions, Section 5.6. One per person, household, or device. Terms apply.