Official Contest Rules
Parlay Contest Rules

What are the standard payouts?

Fixed Payout: All picks must be correct to win
4 of 4 correct = 10x the entry fee
3 of 3 correct = 5x the entry fee
2 of 2 correct = 3x the entry fee

Flex Play: Entries can still win even if one or two picks are incorrect
6 of 6 correct = 25x the entry fee
5 of 6 correct = 2x the entry fee
4 of 6 correct = 0.4x the entry fee
5 of 5 correct = 10x the entry fee
4 of 5 correct = 2x the entry fee
3 of 5 correct = 0.4x the entry fee
4 of 4 correct = 5x the entry fee
3 of 4 correct = 1.5x the entry fee
3 of 3 correct = 2.25x the entry fee
2 of 3 correct = 1.25x the entry fee
2 of 2 correct = 2x the entry fee
1 of 2 correct = 0.5x the entry fee

What happens if a player ties their projection?

Should a player conclude the game with a score that precisely matches the Payday Fantasy projection, it will be classified as a tie. Tied outcomes will lead to an entry reduction, akin to a situation where a player did not participate (DNP). Please consult the table presented below for a breakdown of entry reductions in the event of a tie:

Fixed Payouts
Pick 4 Fixed → Pick 3 Fixed
Pick 3 Fixed → Pick 2 Fixed
Pick 2 Fixed: with 1 correct pick and 1 tie → 1.5X Payout
Pick 2 Fixed: with 1 losing pick and 1 tie → Loss
Pick 2 Fixed: with 2 ties → Refund

Flex Payouts
Pick 6 Flex → Pick 5 Flex
Pick 5 Flex → Pick 4 Flex
Pick 4 Flex → Pick 3 Flex
Pick 3 Flex → Pick 2 Flex
Pick 2 Flex → with 1 correct pick and 1 tie → 1.25x Payout
Pick 2 Flex → with 1 losing pick and 1 tie → Loss
Pick 2 Flex → with 2 ties → Refund

Why was my pick marked a DNP?

A projection may receive the "Did Not Play" (DNP) designation for any of the following reasons:
• Player Inactivity: If a player in your entry does not participate in the game for any duration, whether it be a second or a snap, they will be designated as a DNP.
• Game Cancellation or Postponement: Depending on the sport, selections may be marked as DNP when a game is canceled or rescheduled to a different day.
• Board Error: Payday Fantasy maintains the authority to assign a DNP status to any pick in the event of a board error. Projections on the board that are evidently erroneous will result in a DNP. For instance, if an NFL Quarterback's touchdown (TD) projection is set at an improbable 25 TDs, the player will be marked as a DNP. Furthermore, if a player's projection remains on the board past the official game start time, whether due to a system glitch or manual error by Payday Fantasy, that selection will also be designated as a DNP.
*Note: In addition to the reasons above, Payday Fantasy reserves the right to DNP, change, or remove any projection at its sole discretion.

How does a DNP affect payouts?

In the determination of a winning entry, only active players who are not designated as DNP (Did Not Play) are taken into account. Entries containing a player marked as DNP remain eligible, albeit with a reduced multiplier. This is referred to as a "reduced entry." To illustrate, if you opt for a Pick 3 Fixed Payout and one of your choices is labeled as DNP, your entry will be adjusted to a Pick 2 Fixed Payout. A comprehensive breakdown of reduced entries is provided below:

Fixed Payout
Pick 4 → Pick 3
Pick 3 → Pick 2
Pick 2 with 1 correct and 1 DNP → 1.5x Payout
Pick 2 with 1 tie and 1 DNP → Refund
Pick 2 with 1 losing and 1 DNP → Loss
Pick 2 with 2 DNP → Refund

Flex Payout
Pick 6 → Pick 5
Pick 5 → Pick 4
Pick 4 → Pick 3
Pick 3 → Pick 2
Pick 2 with 1 correct and 1 DNP → Refund
Pick 2 with 1 tie and 1 DNP → Refund
Pick 2 with 1 losing and 1 DNP → Refund
Pick 2 with 2 DNP → Refund

A player was injured or ejected early in the game. Will they be marked as a DNP?

On rare occasions, we may exercise our 'Scratch' policy, applying it at our sole discretion in extreme cases. It's important to note that the implementation of this policy is not a requirement, and we do not automatically designate players as DNP (Did Not Play) solely because they have incurred an injury.

In the circumstances where we may implement our 'Scratch' policy, their selection will be treated similarly to a DNP (Did Not Play), resulting in a payout reduction by one-tier.

If the 'Scratch' policy does not apply to the specific projection in question, players who exit the game prematurely will not be categorized as DNP. As long as a valid player participates in the game, even for just a second, snap, or play, the entry will be assessed using their official statistics.

For other instances of incorrect information, a case-by-case evaluation will be conducted. If you seek a refund due to inaccuracies, you must make the request prior to the commencement of any game within your entry.

What is the minimum and maximum I can place on an entry?

The minimum entry amount is \$1 and the maximum entry amount, often referred to as a limit, varies depending on the Member, sport, or statistic type. Limits can change at any time at the sole discretion of Payday Fantasy.

Contest Entry Requirements

• Entries must have picks from AT LEAST (2) different teams.
• Entries can not have the same player used in the entry more than once.
• Each entry can have a maximum of (3) player props from a single team.
• Entries with the same combination of players and prop types can be used up to a maximum of (2) times.
*Some sports also have specific rules. For example:

NFL/NCAAF
QB + WR, RB, or TE General Rule:
• Entries can not select both MORE or both LESS for Passing Yards/Reception Yards, Passing Completions/Receptions, Passing Completions/Reception Yards, Passing Yards/Receptions, Passing Touchdowns/Reception Touchdowns for player combinations QB + WR, RB, or TE from the same team.
• Cannot combine the same prop type for two players on the same team in a single entry if selections are either both 'MORE' or both 'LESS'.
• Cannot combine PAT, FGM, or Kicking Points from the same team.
• Cannot select PAT, FGM, or Kicking Points with Passing, Rushing, or Receiving Touchdowns from players on the same team.
• Entry cannot have Tackles Solo+ Assists from players on the same team.

MLB
Pitcher + Hitter
• Entries can not have a pitcher and an opposing batter in the same lineup.
• Entries can only use one HIT+RUN+RBI or RUN+RBI per team.
NHL
• Entries can not have Goalie Saves and an Opponent SOG combination both MORE or both LESS in the same lineup.
• Entries can not have players from the same team with the same player prop category selected both MORE or both LESS in the same lineup
Tennis
• Entries can not have the following combinations from the same match.
Games Won + Games Won
Games Lost + Games Lost
Sets Won + Sets Won
Break Points Won + Break Points Won
Games Won + Games Lost
Games Won + Sets Won
Games Lost + Sets Won
Games Won + Break Points Won
Games Lost + Break Points Won
Sets Won + Break Points Won

MMA
• Entries can not contain the same prop types from the same match/game in a lineup

*If you notice any errors with your entry, please inform Payday customer support before the game begins. You may be asked to provide a screenshot of your contest entry. Payouts will be determined based on the information provided on the ticket. Please carefully review your ticket to ensure its accuracy, and let us know if any corrections are needed.*

Contest Rules

Payday Fantasy offers online fantasy sports Contests that allow Contest Participants (as defined below) to draft a roster of players based on selections of over/under of projected performances in a specific group of statistical categories. Currently, Payday Fantasy offers free and real money Contests for fantasy football, golf, baseball, basketball, soccer, hockey, Formula 1, NASCAR, horse racing, tennis, boxing, cricket, rugby, eSports, and mixed martial arts. Free-play Contests and Real-money Contests apply the same rules and scoring,

Every Contest requires that each participant ("Participant") make determinations about player performances. Participants are not required to draft a certain number of players with specific positions, but rather must select the over/under statistic projection for a specified number of players from a list of players provided by Payday Fantasy.

Participants strategically select whether each player will accumulate fewer or more than an identified threshold in a specified statistical category. For example, a Participant may enter a 10-man contest in which they are presented with a list of player props and the options of over/under outcomes of 25-players. The Participant must then choose which 10-players on the list of 25-players to draft, and then pick the over or the under for each of the 10-players selected in the identified statistic category. Once all 10-players are drafted, and performance predictions are selected, the Participant must then choose a specified list of substitute players and predictions that will replace the main lineup if any of the players are injured or otherwise unable to perform. These substitute players are known as "SUBS". All Contests, by default, apply these minimum selection requirements when "drafting" player outcomes for each Contest.

Payday Fantasy Contests do not require that Participants "draft" players to a roster in the traditional sense of the word; Participants are essentially drafting player performance outcomes to create a roster of performance predictions. Player props offerings will be available based on the time users enter the contest. This means that certain picks that were available may not be available to all users, and picks that were not available could be available later. Users can decide when they want to enter the contest, as we will capture the available props at any given moment. Additionally, it's important to note that props are subject to change and may be added or removed based on market conditions and availability.

BetScoop Inc. dba Payday Fantasy, is solely responsible for all aspects of this skill-based contest. This contest is in no way sponsored, endorsed or administered by, or associated with, Apple Inc.

Points System

If a Participant accurately predicts the over or under statistical outcome for an athlete, the Participant is awarded ten (10) Payday Fantasy points, and a Participant will receive five (5) Payday Fantasy points for each player performance tie with the Payday Fantasy over/under the threshold. No points are awarded for incorrect answers. Contest results and winners are based on the accuracy of each Participant's forecasting, and the resulting total Payday Fantasy points scored across each Participant's player performance prediction roster.

Contest Formats

Payday Fantasy offers two different kinds of Contests formats, all of which employ the aforementioned selection format and roster requirements: "All Bets" and "Best Bets." In an All Bets Contest, each Participant makes choices on all of the player props offered. A Participant in an All Bets Contest must make all choices to satisfy entry requirements. In Best Bets Contests, each Participant makes an identified number of player prop choices set by the Contest to complete a roster. For example, a Best Bets Contest might require all Participants to pick 10 players from a list of 25 player options.

Contest Types

For either All Bets or Best Bets Contests, Payday Fantasy offers three (4) Contest types: "Guaranteed (or Regular)," "Double Up," "Challenges," and "Head-to-Head." A Guaranteed Contest is an open format with either a limited or unlimited number of Participants. In a Guaranteed Contest, prize tiers and awards are pre-set and made known in advance, with the top finishers receiving a prize, and the prizes are broken down by percentage with larger prizes to the higher finishers. In a Double Up Contest, the top half finishing Participants are awarded a prize and the bottom half forfeit their buy-in amount. Head-to-head and Challenge Contests involve two Participants and the winner takes all. In all Payday Fantasy Contests, Participants use their knowledge, expertise, and acquired statistical analysis skills to pit their lineups of the statistic over/under outcomes against the lineups of fellow Participants in head-to-head, 50/50, tournament style, and winner-take-all Contests. In any Contest, Participants know what amount they can win prior to entering and the value of the prize is fixed and not determined by the number of Participants.

Contest Entry Policy

Our ONE PLAYER, ONE ACCOUNT policy is strictly enforced. Players are only allowed to have one account in order to guarantee a fair game for all of our users. For each contest, users are only permitted one entry, per contest, per player.

Contest Start Time

Contests will close at the time indicated on each of their respective cards. Up until that start time, users can make and edit their picks. Contest starts times are subject to change if there are adjustments to the official start times of the games contained within each contest.

Contest Requirements - Cancellations

Contests will close at the time indicated on each of the cards within the contest detail pages. Up until that point, Participants can make and edit their picks. In order for the contest to start, a minimum number of entries equal to or greater than 80% of the total is required. If a contest is canceled or a Participant is removed from a contest for not having a sufficient number of active players to fill the requirement of the contest, Participants will be refunded all contest entry fees to their Payday account.

Contest results and prize calculations are based on the final statistics and scoring results at the completion of the last professional sports game of each individual Contest. Once Contest results are reviewed and graded, prizes are awarded. The scoring results of a Contest will not be changed regardless of any official statistics or scoring adjustments made by the leagues at later times or dates, except at Payday Fantasy's sole discretion.

On occasion, official scorers may issue a stat correction after games have ended and the official scoring validation process has been completed. These corrections are rare but can occur days after a game is played. Therefore, any changes to official scoring that occur after contests have been finalized will not impact those finalized contests. Conversely, if a correction needs to be made after contests are finalized due to a bug with the data feed or the finalization process, while extremely rare, the finalization process (including payment) may be reversed and redone correctly.

Note: The official scoring validation process is solely to ensure that Payday Fantasy contest results are determined based on official scoring. Delays during this process may occur as a result of data collection or other technical difficulties. Payday Fantasy will not attempt to make judgments on scoring rulings.

Payday Fantasy reserves the right, in its sole and absolute discretion, to deny any contestant the ability to participate in head-to-head contests for any reason whatsoever. Further, Payday Fantasy may, in its sole and absolute discretion, invalidate any head-to-head contest result for the purposes of preventing abusive and/or any unfair or potentially unlawful activity, or in the event that there is a risk of any such abusive, illegal, or unfair activity.

Prize Distribution

At the conclusion of each Contest, prizes will be awarded by 12:00 NOON EST on the following day except in circumstances where technical failure, the inability of the Company to verify your compliance with these Terms, or other reasons prevent such timely payout. Contest prizes are listed in our prize table list. Prizes won are added to the winning participant's account balance.

In the event of "ties" for the final standings and payouts, we recalculate the prize distribution with the following formula. If two or more players finish with identical scores, the prize values of the players' positions are added, then divided by the number of tied players to determine each player's prize share. Each of the additional prize positions below the "tied" position held by users in the tied position is also calculated in the formula.

Prizes Tables

Contest prize payouts will be published with the contest detail pages of each contest. Participants will know what amount they can win prior to entering and the value of the prize is fixed and not determined by the number of Participants. Payday Fantasy reserves the right, in its sole discretion, to cancel or suspend the contests (or any portion thereof) should viruses, bugs, unauthorized human intervention, or other causes corrupt administration, security, fairness, integrity, or proper operation of the contest (or any portion thereof) warrant doing so. Notification of such changes may be provided by Payday Fantasy to its customers but will not be required.

Payday Sponsored Guaranteed (e.g. Pick 5, Pick 6, Pick 7) Contest Rules:

1. The contest is open to all individuals who are at least 18 years of age or older, and who are legal residents of the United States of America. Void where prohibited.
2. The contest is free to enter. To participate, users must make the required amount of picks set by Payday Fantasy for the upcoming week's events/games/matches in the contest using the Payday Fantasy application.
3. The picks must be submitted by a specified deadline, which will be communicated to the participants.
4. Participants may only submit one set of picks per contest using the Payday Fantasy application. Any duplicate submissions will be disqualified.
5. Participants are responsible for ensuring that their picks are submitted on time and are accurate. The contest sponsors are not responsible for any technical difficulties, errors, or other issues that may prevent participants from submitting their picks or receiving notifications related to the contest.
6. The total amount of the grand prize(s) listed for the Contests represents the cumulative prize pool for the contest period. This means that the stated prize amount is the maximum total amount that will be distributed among all eligible winners.
7. Only participants who successfully select 6 out of 6 correct picks in the PICK 6 Contest will be eligible to win a portion of the grand prize. Participants who do not achieve a perfect 6 for 6 record will not be eligible for any prize.
8. A total of 6 picks in a lineup is needed to qualify for prizes. If a lineup has a player DNP or is canceled, it will not qualify for any prizes.
9. If multiple participants achieve a perfect 6 for 6 records, the grand prize will be evenly distributed among all qualifying winners.
10. If the grand prize is \$100 and there are 2 winners with a perfect 6 for 6 record, each winner will receive \$50. If there are 4 winners with a perfect 6 for 6 record, each winner will receive \$25.
11. Please note that if no participants achieve a perfect 6 for 6 record during the contest period, the grand prize will not be awarded.
12. The prize will be awarded following the rules and regulations of the state in which the contest is being held. Any taxes or fees associated with the prize will be the responsibility of the winner.
13. The contest is intended for entertainment purposes only. The outcome of the contest is determined solely by the accuracy of the participants' picks and is not influenced by any external factors.
14. The Payday Fantasy reserves the right to disqualify any participant who violates the rules or engages in any behavior that is considered unethical or unsportsmanlike.
15. By participating in the contest, participants agree to be bound by these rules and regulations, as well as any additional rules or regulations that may be announced during the contest period.
16. Payday Fantasy reserves the right to amend the rules or cancel the contest at any time, for any reason, without prior notice.
17. Participants agree that by entering the contest, their submissions may be displayed on media platforms for public viewing. However, participants may opt out of having their submissions displayed on media by sending an email to the contest organizers.
18. Payday Fantasy reserves the right to use participants' names, images, and other information for promotional purposes related to the contest, without additional compensation or permission.
19. By entering the contest, participants agree to release Payday Fantasy from all liability associated with their participation in the contest.
20. Payday Fantasy is not responsible for any injuries, losses, or damages that may result from participation in the contest.
21. All decisions made by the contest sponsors regarding the contest are final and binding.